John Warren
Chief Operating Officer

Mr. Warren is a very experienced and proficient banker. He has successfully built and run several banks as President and Chief Executive Officer. Mr. Warren effectively built Florida Choice Bank to more than $545MM before the bank was valuably sold to Alabama National Bank shares in early 2006. The growth he cultivated for the bank exceeded 25% per year with a high interest margin compared to the industry. Mr. Warren was also the President of Southern Community Bank, a three bank holding company with Charters in Central Florida, Southwest Florida, and South Florida, with assets in excess of $1.1 Billion. This bank was sold to First National Bank of Florida which was subsequently sold to Fifth Third Bank. The ending sales price per share book value was in excess of six times. Mr. Warren was formally trained by Barnett Bank and ran SunTrust's commercial banking division for Central Florida as well as the business banking line of business for the state of Florida as a Senior Vice President. Early in his career Mr. Warren was an executive for Barnett Bank of Florida. Mr. Warren holds a masters degree in business administration and has taught as an adjunct professor of finance at the University of Central Florida. He is a graduate of Leadership Orlando and has served on the United Way, Chamber of Commerce, American Heart Association, Junior Achievement, YMCA, ACYS, and Adult Literacy League boards.

Thomas Ter Beek
Senior Vice President - Orlando Market President

Tom Ter Beek currently serves as the Senior Vice President and Orlando Market President for Anderen Bank. He has  a total of 32 years in the banking industry and has worked for several banks including, SunTrust, Citizens and Southern, Nations Bank, United American Bank and First Commercial Bank of Florida in various management and commercial lending capacities. He is a native of Grand Rapids Michigan, and has been a resident of Florida since 1982. He received his Bachelors degree from Rollins College and his Masters degree from Webster University.

As a resident of Osceola County for over twenty six years, his community involvement has included serving on the Board of Directors of Council on Aging, past President and Board of Directors of Junior Achievement, Board of Directors of Kissimmee Osceola Chamber of Commerce, Planning Commissioner for Osceola County Planning Commission, and Adjunct Professor for Valencia Community College Osceola Campus Business Studies. He was awarded the 1992 Outstanding Leadership Award from the Kissimmee/Osceola County Chamber of Commerce Leadership Osceola Program.

Chary Gonzalez
Vice President - Branch Manager

Chary joined Anderen Bank in June of 2009 as Vice President and Branch Manager of the Lee Road Branch. Prior to joining Anderen, Chary was with RBC Bank in the Central Florida area as Vice President and Branch Manager and served in various other financial roles for the past 4 years. She graduated with a degree in Finance from Florida Southern College in Lakeland, Florida and Liberal Studies from University of Central Florida in Orlando, Florida. She has over 10 years of experience in the financial services industry.