At Anderen Bank, we recognize the sensitive nature of your financial information and take the appropriate precautions to protect your privacy. We understand that our customers furnish sensitive information to the bank in the course of conducting business on a daily basis and it is our commitment to keep this information about you safe and secure.

The bank will take all the necessary steps to safeguard sensitive information that has been entrusted to us by our customers. The following privacy information details our bank's practice regarding personally identifiable financial information for consumers and those consumers who become our customers.

Information the Bank Collects

It is important to us that you understand what information we collect about you and how it is used. We want you to know we limit the collection and disclosure of information to what we believe is necessary to serve you and administer our business.

In the process of serving you, the bank obtains certain "non-public personal information" about you that is not available publicly. This information comes to us from a variety of sources including:

* Information you give directly to us (or is given to us on your behalf) on applications, other forms or otherwise (such as Social Security number, assets and income).
* Information about your transactions with us or others (such as account balance, payment history, and credit card usage).
* Information we receive from third parties (such as consumer reporting agencies, credit or employment references).
* Information obtained at your request (such as aggregated information from multiple financial providers in order to develop a financial profile or plan for you).

Information the Bank Discloses

The bank does not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

At Anderen Bank, we protect consumer privacy by ensuring only employees who have a business reason for knowing information have access to it. We also maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.

Anderen Bank employees are permitted access to the information they need to perform their jobs on your behalf. We maintain strict internal policies against unauthorized disclosure or use of customer information by employees.

If you have questions, concerns or comments about our privacy practices or the way your information is maintained and used, we'd like to hear from you.

By Mail:
Privacy Officer
Anderen Bank
P.O. Box 6114
Palm Harbor, FL 34684-0714